The National Community Investment Fund (NCIF) is an independent charitable trust advised by ShoreBank Corporation that invests in banks, thrifts, and credit unions that generate both financial and social returns.

NCIF fulfills its mission through two primary business lines: "Equities with Exits" Investments and the CDBI Exchange Network.

Through its “Equities with Exits” line, NCIF purchases common stock in individual community development banks and thrifts as a patient investor. These institutions need to demonstrate sustainable, sound financial performance and a strong development impact in the communities they serve, and should expect to provide shareholder liquidity within a reasonable time frame. Additionally, NCIF selectively makes seed fund loans, extends debt to banks, and provides secondary capital to low-income credit unions.

The CDBI Exchange Network is an informal peer-to-peer network of CEOs, CFOs, and other interested participants in the Community Development Banking Institution (CDBI) industry. It provides best practices in risk management, valuation, corporate governance, and development impact analysis. NCIF’s Annual Development Banking Conference is the centerpiece of its knowledge transfer initiatives.

Contact Information:
312-881-5800
2230 S. Michigan Avenue
Suite 200
Chicago, IL  60616

www.ncif.org